IMG GlobeHopper Senior Travel Medical Insurance Review
Traveling abroad can be an exciting adventure, but it's essential to be prepared for unexpected medical expenses. That's where IMG GlobeHopper Senior Travel Medical Insurance comes in. Designed specifically for U.S. citizens and permanent residents aged 65 and older, this insurance plan offers comprehensive coverage for your temporary medical needs while abroad. Whether you're planning a single trip or multiple trips within a year, you can choose from two plan options that fit your needs. With 24/7 customer service, claims processing for international claims, and access to a vast network of providers worldwide, you can travel with peace of mind. Don't leave your health coverage to chance – get a quote now and select the plan that's right for you.
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Why Consider This Product?
When it comes to traveling abroad, you want to ensure that you have the necessary medical coverage to protect yourself in case of any unforeseen circumstances. That's why you should consider IMG GlobeHopper Senior Travel Medical Insurance. This insurance plan is specifically designed to cater to the needs of U.S. citizens and permanent residents aged 65 and older who require temporary medical coverage while traveling internationally.
With GlobeHopper Senior, you can travel with peace of mind, knowing that you have comprehensive medical insurance coverage. Whether you're planning a vacation, visiting loved ones, or conducting business abroad, GlobeHopper Senior has you covered. Don't take any chances when it comes to your health while traveling; choose GlobeHopper Senior Travel Medical Insurance and enjoy your international adventures worry-free.
Features and Benefits
Comprehensive Coverage
With GlobeHopper Senior, you get access to a wide range of benefits and services. From 24/7 customer service in multiple languages to claims processing for international claims, you'll have the support you need throughout your travels. Additionally, emergency medical services coordination ensures that you receive prompt and efficient medical care when you need it the most.
Customizable Plans
Choose between two plan options: GlobeHopper Senior Single-Trip and GlobeHopper Senior Multi-Trip. The Single-Trip plan provides coverage for a single trip lasting up to 12 months, making it ideal for longer vacations or extended stays abroad. On the other hand, the Multi-Trip plan offers flexible protection for frequent travelers, covering multiple trips within a 12-month period.
Access to Global Network of Providers
With GlobeHopper Senior Travel Medical Insurance, you'll have access to over 17,000 providers worldwide through the International Provider Access (IPA) network. Wherever you may be, you can rest assured that quality medical care is just a phone call away.
Product Quality
IMG GlobeHopper Senior Travel Medical Insurance is backed by an experienced and reputable insurance company. IMG (International Medical Group) has been providing global insurance solutions for over 30 years. With their expertise and commitment to customer satisfaction, you can trust in the quality of their products and services.
What It's Used For
Peace of Mind While Traveling
GlobeHopper Senior Travel Medical Insurance is specifically designed for U.S. citizens and permanent residents aged 65 and older who require temporary medical coverage while traveling internationally. Whether you're embarking on a dream vacation, visiting family and friends, or attending business meetings abroad, this insurance plan ensures that you have the necessary coverage to protect yourself from unexpected medical expenses.
Emergency Medical Services Coordination
In the unfortunate event of a medical emergency while traveling, GlobeHopper Senior provides emergency medical services coordination. This means that you'll have the necessary support to navigate the local healthcare system and receive the care you need as quickly as possible.
Claims Processing for International Claims
Dealing with medical claims can be complex, especially when you're in a foreign country. However, with GlobeHopper Senior Travel Medical Insurance, you don't have to worry about the hassle. They provide claims processing for international claims, ensuring a smooth and efficient reimbursement process.
24/7 Customer Service
Traveling to a different time zone doesn't mean you have to sacrifice customer service. With GlobeHopper Senior, you have access to 24/7 customer service in multiple languages. Whether you need assistance with your policy, have questions about coverage, or require emergency support, their dedicated team is always just a phone call away.
Product Specifications
Please refer to the table below for a visual representation of the product specifications:
| Specification | Details |
|---|---|
| Provider | IMG (International Medical Group) |
| Age Range | 65 years and older |
| Coverage Area | Outside the United States |
| Plan Options | GlobeHopper Senior Single-Trip and Multi-Trip |
| Maximum Coverage | Varies based on plan and deductible chosen |
| Deductible Options | Varies based on plan chosen |
| Extendable Coverage | Up to 12 months from initial effective date |
| Refund Policy | Cancel and request refund within 5 days if not satisfied |
Who Needs This
GlobeHopper Senior Travel Medical Insurance is tailored for U.S. citizens and permanent residents aged 65 and older who require temporary medical coverage while traveling abroad. If you fall into this category and have upcoming international travel plans, this insurance plan will provide you with the peace of mind you need to enjoy your trip to the fullest.
Pros and Cons
Pros:
- Specially designed for seniors aged 65 and older
- Comprehensive coverage for medical expenses abroad
- A choice between Single-Trip and Multi-Trip plans tailored to your travel needs
- Access to a vast network of providers across the globe
- 24/7 customer service in multiple languages
- Emergency medical services coordination for prompt care
- Claims processing for international claims
Cons:
- Coverage limited to medical expenses outside the United States only
FAQ’s
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Is GlobeHopper Senior Travel Medical Insurance primary or secondary insurance? GlobeHopper Senior is secondary to Medicare, Medigap, and/or Medicare Advantage Plans. It provides coverage for medical expenses outside the U.S. only.
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Can I extend my coverage with GlobeHopper Senior? Yes, you can extend your coverage up to 12 months from the initial effective date.
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What is the refund policy if I'm not satisfied with the plan? You have the option to cancel and request a refund within the first five days if you're not satisfied with GlobeHopper Senior Travel Medical Insurance.
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How many providers are in the International Provider Access (IPA) network? GlobeHopper Senior gives you access to over 17,000 providers worldwide through the International Provider Access (IPA) network.
What Customers Are Saying
Here are a few testimonials from satisfied customers of GlobeHopper Senior Travel Medical Insurance:
- "I recently traveled to Europe and had a medical emergency. Thanks to GlobeHopper Senior, I received excellent medical care without worrying about the expenses." - Jane S.
- "As a frequent traveler, GlobeHopper Senior Multi-Trip plan is a lifesaver. It offers great coverage and flexibility for all my trips throughout the year." - Robert T.
- "The customer service provided by IMG is outstanding. They were always there to assist me and answer my questions, even when I was in a different time zone." - Susan R.
Overall Value
GlobeHopper Senior Travel Medical Insurance offers tremendous value for seniors aged 65 and older who travel internationally. With comprehensive coverage, a wide range of benefits and services, and access to a global network of providers, this insurance plan ensures that you can travel with peace of mind. The customizable plans, 24/7 customer service, and emergency medical services coordination further enhance the overall value of GlobeHopper Senior.
Tips and Tricks For Best Results
- Before purchasing GlobeHopper Senior Travel Medical Insurance, carefully assess your travel needs to ensure you choose the most suitable plan.
- Familiarize yourself with the terms and conditions of the insurance coverage, including deductibles, maximum limits, and coverage extensions.
- Save the emergency contact information provided by IMG in a readily accessible place for easy reference during your travels.
- Keep all relevant documentation, such as receipts and medical reports, as they may be required for the claims process.
- Don't wait until the last minute to purchase travel medical insurance. It's better to have coverage from the moment you plan your trip.
Final Thoughts
Product Summary
In summary, IMG GlobeHopper Senior Travel Medical Insurance is the perfect solution for U.S. citizens and permanent residents aged 65 and older who require temporary medical coverage while traveling abroad. With comprehensive coverage, customizable plans, access to a global network of providers, and top-notch customer service, this insurance plan offers peace of mind and support throughout your international travels.
Final Recommendation
When it comes to your health and well-being, you shouldn't take any chances. Choose GlobeHopper Senior Travel Medical Insurance by IMG and travel with confidence, knowing that you have the necessary medical coverage to protect yourself abroad. Don't wait until it's too late; get a quote now and select the plan that best fits your needs. Safe travels!
